MASASANDALAN. MADALING LAPITAN. MAY MAGANDANG MANYAYARI.

Wednesday, November 3, 2010

NOVEMBER BIRTH STONE



















TOPAZ(THE MINERAL TOPAZ)



Topaz is a common gemstone that has been used for centuries in jewelry. Its golden brown to yellow color is classic but is confused with the less valuable citrine, which is sold under the name topaz. The blue topaz that is often confused with aquamarine is rarely natural and is produced by irradiating and then heating clear crystals. Topaz is the November Birthstone
The structure of Topaz is controlled by a chain like structure of connected irregular octahedrons. These octahedrons have an aluminum in the middle surrounded by four oxygens. Above and below the aluminum are the hydroxide or fluoride ions. The chains of octahedrons are held together by individual silicate tetrahedrons but it is the octahedron chains that give topaz its crystalline shape.
Topaz is the hardest silicate mineral and one of the hardest minerals in nature. 
Topaz crystals can reach the incredible size of several hundred pounds. Topaz can make very attractive mineral specimens due to their high luster, nice colors and well formed and multifaceted crystals.




    Thursday, October 28, 2010

    CASH SWERTE BONANZA!

























    MECHANICS:

    1. This promo is open to the following quick cash loan transactions :
    Redemption or Renewal
    2. Promo period : 12:01 AM of November 01, 2010 to 11:59PM of December 31, 2010.
    3. Winners will be electronically drawn based on pawn ticket  number.
    4. Winners per draw are as follows:
    5 winners from Luzon
    5 winners form NCR
    5 winners from Visayas
    5 winners from Mindanao
    5. Each monthly draw winner will receive  P10,000.00 each. During the
    grand draw each winner will receive  P25,000.00.
    6. Draw dates :
    1st draw: December 08, 2010 (for entries dated Nov. 1-30, 2010)
    Grand Draw: January 10, 2011 (for entries dated Dec. 1-31, 2010)
    7. This promo covers Luzon, NCR, Visayas and Mindanao branches.
    8. Winners will be notified by registered mail. Names of winners will be posted
    in all M Lhuillier branches and published in a newspaper of general
    circulation.
    9. Prizes are not transferable.
    10. Prizes are tax free.
    11. A pawn ticket number wins only once during the entire duration of
    the promo.
    12. Non-winning entries for the monthly draw still qualify for the succeeding
    draws.
    13. Winners must present a valid ID, a registered mail, and either the
    winning pawn ticket or official receipt at any M. Lhuillier branch to facilitate
    processing of cash prize.
    14. Prizes not claimed 60 days from receipt of notification will be forfeited in
    favor of M. Lhuillier Philippines with prior approval of DTI.
    15. All employees of M Lhuillier Philippines and their relatives up to the 2nd
    degree of consanguinity or affinity are disqualified from joining this promo.

    Promo Period:
    November 1 - December 31, 2010

    PER DTI-NCR permit # 5847  Series of 2010

    Tuesday, October 26, 2010

    MAJOR MAJOR!



    MECHANICS:

    1. Only ML Kwarta Padala send out transactions dated November 1, 2010 until December 31, 2010 qualify for this promo. 
    2. For every send out transaction, a participant earns one (1) computer generated raffle entry.
    3. Draw dates as follows:
    1st draw: December 7, 2010
    (for entries dated November 1 – 30, 2010)
    2nd draw: January 7, 2011
    ( for entries dated December 1 – 31, 2010)
    The draw will be held at M Lhuillier Cebu main office with a DTI representative.
    4. There will be 50 winners per draw.  The winners for the first draw receives 
    P5, 000.00 each.  Winners for the 2nd draw receives P10, 000.00 each.
    5. Winners are drawn based on KPTN # reflected on the MLKP send-out forms.
    6. Prizes are non-transferable.
    7. All prizes are tax free.
    8. Winners will be notified by registered mail.  Winners must present at any 
    M Lhuillier location the registered mail together with the winning MLKP send out form and a valid ID to facilitate the processing of his cash prize.
    9. Prizes will be sent to the winner via ML Kwarta Padala after verification of complete documents submitted.
    10. List of winners will be posted in all M Lhuillier branches and published in a newspaper of general circulation.
    11. A winning KPTN number wins only once during the entire duration of the promo. Non-winning entries of the first draw no longer qualify for the second draw.
    12. Promo period is from November 1, 2010 until December 31, 2010.
    13. Prizes not claimed sixty (60) days after notification will be forfeited in favor of M Lhuillier Philippines with prior DTI approval.
    14. All employees of M Lhuillier Philippines and their relatives up to the 2nd degree of consanguinity or affinity are disqualified from joining the promo.



    SALI NA AT MANALO!!!